11
Years of Experience In finance
ABOUT THE COMPANY
Your Finance Partner for your
Growth
Gipo Credit Services Limited is a micro finance organization with its head Office located at Plot Number 27, Provident Street, Rhodes Park, Lusaka, Zambia. It is Zambian owned company, incorporated in the republic of Zambia. It has been in operations for over 9 years. The company’s intent is to grow its business and achieve a strong position in the market. It’s aim is to benefit most of the financially excluded individuals and businesses, through a broadened product base in the market.
OUR Products
What We Offer for You
Business Loan
This is designed to support business proposals for purposes of starting up capital or for working capital. It is payable in a maximum period of 12 months. Companies and individuals are eligible to apply. We support all business activities in form of working capital and start-up capital requirements.
Payroll based Loans (with MOU)
This is a payroll-based loan availed to clients whose employers have signed a memorandum of understanding (MOU) with us. The employer deducts from employees’ salaries and remits to the company on a monthly basis. It is payable within a maximum period of 12 months.
Personal Loan
Suitable for all salaried individuals for purposes of building, buying house hold assets (i.e., TVs, Stoves, Fridges, etc) or build or repair a house. It is payable within a maximum period of 12 months.
Thandizo Cash Advance
This is a short-term loan suitable for salary customers payable in one or two months. Customers qualify for 50% of net salary paid in one month or
100% of net salary paid in 2 months.
Punzilo Loan
This is a form of financial aid that enables you to mitigate your school fees-related challenges, for your children or yourself. This short-term loan is payable in one to two months and suitable for salary customers.
Order Finance
The product is designed to support working capital requirements based
on the client’s received order. It is availed to enable the client meet the order conditions. It is payable as a lamp sum after 3 months or paid monthly for the 3 months.
Invoice Discounting
We discount invoices drawn on reputable companies who may have or not signed prior agreements with us. The product is designed for business people
who may need cash as they wait for their customers to make good on their invoices. We discount up to 50% of the Invoice value. We discount invoices up to K500,000.
A quick & transparent process
We have an easy online
application
Apply
Wait for Approval
Get Your Loan
Press Coverage
What our clients say about us.
Through Gipo Credit Services, I managed to take my Daughter to University. I couldn’t have done this without them.
All the staff members I have interacted with over the past two years at Gipo Credit Services have been so professional, helpful and supportive.
They are easy to work with and really understand a customer’s needs and situation.